Mortgage Rates Calculator
Estimate your monthly payments and explore current mortgage rates from major UK lenders.
Latest Mortgage Rates
| Lender | Product | Rate (%) | APRC (%) | Effective Date | |
|---|---|---|---|---|---|
| Barclays | 5 Year Fixed | 4.77 | 4.96 | 20 Oct 2025 | |
| Barclays | 2 Year Fixed | 4.90 | 5.08 | 20 Oct 2025 | |
| Halifax | 5 Year Fixed | 4.16 | 6.20 | 27 Oct 2025 | |
| Halifax | 2 Year Fixed | 4.03 | 7.00 | 27 Oct 2025 | |
| HSBC | Tracker | 4.65 | 4.80 | 20 Oct 2025 | |
| HSBC | 2 Year Fixed | 4.85 | 5.00 | 20 Oct 2025 | |
| Nationwide | 5 Year Fixed | 4.14 | 6.50 | 27 Oct 2025 | |
| Nationwide | 2 Year Fixed | 4.09 | 6.50 | 27 Oct 2025 | |
| NatWest | 5 Year Fixed | 4.80 | 5.00 | 20 Oct 2025 | |
| NatWest | 2 Year Fixed | 4.95 | 5.15 | 20 Oct 2025 | |
| Santander | 5 Year Fixed | 4.75 | 4.92 | 20 Oct 2025 | |
| Santander | 2 Year Fixed | 4.88 | 5.05 | 20 Oct 2025 |
Calculate Monthly Payments
Estimated Monthly Payment:
£1,191.36
Calculations are estimates only. Actual mortgage costs depend on lender terms, fees, and your credit profile.